Explore Loan Solutions with Alan Stone

As a broker with 30+ years of experience, I’m proud to offer a wide range of loan products tailored to meet your financial goals—whether you’re buying your first home, growing your investment portfolio, or planning for retirement.

Reverse Mortgage

A Reverse Mortgage is a powerful retirement tool for homeowners aged 62 or older who want to access their home equity without monthly mortgage payments. Whether you’re looking to eliminate an existing mortgage, fund in-home care, or supplement your income, this loan offers security, flexibility, and peace of mind—all while staying in the home you love.

  • No monthly mortgage payments required

  • Pay off your current mortgage and other high-interest debt

  • Access funds for home renovations, travel, or care expenses
  • Your heirs are not personally responsible for repayment

  • Use your home equity without giving up ownership or relocating

This is an excellent solution for seniors in South Florida, Sarasota, Port Charlotte, and beyond who want to improve cash flow and enjoy retirement on their own terms.

Reverse Mortgage

A Reverse Mortgage is a powerful retirement tool for homeowners aged 62 or older who want to access their home equity without monthly mortgage payments. Whether you’re looking to eliminate an existing mortgage, fund in-home care, or supplement your income, this loan offers security, flexibility, and peace of mind—all while staying in the home you love.

  • No monthly mortgage payments required

  • Pay off your current mortgage and other high-interest debt

  • Access funds for home renovations, travel, or care expenses
  • Your heirs are not personally responsible for repayment

  • Use your home equity without giving up ownership or relocating

This is an excellent solution for seniors in South Florida, Sarasota, Port Charlotte, and beyond who want to improve cash flow and enjoy retirement on their own terms.

Commercial Finance

Looking to fund a major acquisition or development? We offer tailored commercial financing solutions for large-scale projects across the U.S., including hospitality, healthcare, and assisted living facilities.

  • Hospitality development loans from $20M to $2B

  • Commercial acquisition funding from $2.5M to $1B

  • Assisted Living Facility financing from $35M+

  • Ideal for developers, investors, and institutional buyers

Let’s build your next commercial project in South Florida—starting with expert financing solutions tailored to your goals.

Commercial Finance

Looking to fund a major acquisition or development? We offer tailored commercial financing solutions for large-scale projects across the U.S., including hospitality, healthcare, and assisted living facilities.

  • Hospitality development loans from $20M to $2B

  • Commercial acquisition funding from $2.5M to $1B

  • Assisted Living Facility financing from $35M+

  • Ideal for developers, investors, and institutional buyers

Let’s build your next commercial project in South Florida—starting with expert financing solutions tailored to your goals.

FHA Loan Options for Homebuyers – Cathy Page, Broker at Sword Mortgage

Government Loans (FHA, VA, USDA)

Government-backed loans offer flexible approval criteria and minimal upfront costs—perfect for first-time buyers or those working to rebuild credit.

  • Low or no down payment options (100% for VA & USDA)

  • FHA loans allow for credit challenges

  • Special financing for first-time homebuyers

  • Competitive rates with flexible guidelines

Let’s find the best FHA, VA, or USDA loan to help you buy a home in Sarasota, Port Charlotte, or anywhere in South Florida.

FHA Loan Options for Homebuyers – Cathy Page, Broker at Sword Mortgage

Government Loans (FHA, VA, USDA)

Government-backed loans offer flexible approval criteria and minimal upfront costs—perfect for first-time buyers or those working to rebuild credit.

  • Low or no down payment options (100% for VA & USDA)

  • FHA loans allow for credit challenges

  • Special financing for first-time homebuyers

  • Competitive rates with flexible guidelines

Let’s find the best FHA, VA, or USDA loan to help you buy a home in Sarasota, Port Charlotte, or anywhere in South Florida.

Down Payment Assistance

Homeownership is more accessible than you think. Qualified buyers can receive assistance covering part—or all—of their down payment and closing costs.

  • Up to 5% assistance toward down payment & closing

  • No income limits or first-time buyer restrictions
  • Fast closings with no added delays

  • Minimum credit score of just 620

Get up to 5% toward your down payment and closing costs—no income limits, no delays, and expert help from a trusted South Florida mortgage broker.

Down Payment Assistance

Homeownership is more accessible than you think. Qualified buyers can receive assistance covering part—or all—of their down payment and closing costs.

  • Up to 5% assistance toward down payment & closing

  • No income limits or first-time buyer restrictions
  • Fast closings with no added delays

  • Minimum credit score of just 620

Get up to 5% toward your down payment and closing costs—no income limits, no delays, and expert help from a trusted South Florida mortgage broker.

Conventional Loan

We offer a smart and affordable way to finance your home. A Conventional Loan is ideal for buyers with solid credit who want flexible loan options and competitive rates. Whether you’re purchasing a primary, secondary, or investment property, this loan offers stability and affordability.

  • As low as 3% down for first-time homebuyers

  • No upfront mortgage insurance, saving you money

  • Flexible loan terms from 10 to 30 years

  • Can be used for primary, secondary, and investment properties

Conventional Loan

We offer a smart and affordable way to finance your home. A Conventional Loan is ideal for buyers with solid credit who want flexible loan options and competitive rates. Whether you’re purchasing a primary, secondary, or investment property, this loan offers stability and affordability.

  • As low as 3% down for first-time homebuyers

  • No upfront mortgage insurance, saving you money

  • Flexible loan terms from 10 to 30 years

  • Can be used for primary, secondary, and investment properties

Conventional Loan

We offer a smart and affordable way to finance your home. A Conventional Loan is ideal for buyers with solid credit who want flexible loan options and competitive rates. Whether you’re purchasing a primary, secondary, or investment property, this loan offers stability and affordability.

  • As low as 3% down for first-time homebuyers

  • No upfront mortgage insurance, saving you money

  • Flexible loan terms from 10 to 30 years

  • Can be used for primary, secondary, and investment properties