Find Your Next Loan With Sword Mortgage

As a broker, Sword Mortgage has access to every mortgage product available. A few examples of the loan products we offer are Fannie Mae, Freddie Mac, FHA, VA, and USDA. We also provide special loan products such as Hurricane Rehab, Fix-And-Flip, Retirement Supplement, Commercial, Hard Money, and more!

Investors – DSCR Loans

We have a quick and easy way to purchase more investment properties. Our Debt-Service Coverage Ratio (DSCR) loan allows you to qualify for investment properties based on the prospective monthly rental income.

  • Finance up to 20 properties

  • Loan amounts up to $3M

  • Eligible for short-term and long-term rentals

  • Low reserves requirement — as little as 3 months’ needed

  • Can be closed in an LLC (Limited Liability Company)

This is a perfect opportunity to broaden your horizons.

Investors – DSCR Loans

We have a quick and easy way to purchase more investment properties. Our Debt-Service Coverage Ratio (DSCR) loan allows you to qualify for investment properties based on the prospective monthly rental income.

  • Finance up to 20 properties

  • Loan amounts up to $3M

  • Eligible for short-term and long-term rentals

  • Low reserves requirement — as little as 3 months’ needed

  • Can be closed in an LLC (Limited Liability Company)

This is a perfect opportunity to broaden your horizons.

sellers disclosure realestate

Self employed – Bank Statement Loans

If you’re self-employed, gathering income documents or tax transcripts for a mortgage application can be a real hassle. That’s why we offer Bank Statement Loans – where you can simply provide bank statements to qualify for loans up to $3.5M.

  • Min FICO credit score of 620

  • No mortgage insurance required

  • Available on primary, second home, and investment properties

  • As little as 6 months reserves required

Self employed – Bank Statement Loans

If you’re self-employed, gathering income documents or tax transcripts for a mortgage application can be a real hassle. That’s why we offer Bank Statement Loans – where you can simply provide bank statements to qualify for loans up to $3.5M.

  • Min FICO credit score of 620

  • No mortgage insurance required

  • Available on primary, second home, and investment properties

  • As little as 6 months reserves required

sellers disclosure realestate

Cash Out Refinance

Cash-out refinancing allows you to leverage your hard-earned equity to save for college, renovate your home, pay down debt, and even plan for retirement. Contact us to learn more about options such as lowering your monthly payments and shortening your overall loan term.

Additionally, Delayed Financing is a special type of cash-out refinance designed for cash buyers. If you’ve purchased a property with cash and decide afterward that you’d like to recoup some of that investment, this option allows you to refinance and access up to 80% of your purchase price—as long as it’s done within six months of closing.

  • Cash-out up to 100% of loan to value

  • Delayed financing available—cash buyers can refinance up to 80% of the purchase price within 6 months

  • Provides the option to cash out for any reason including rebuilding

  • Use your equity to purchase a vacation home or investment property

  • The perfect option for debt consolidation or to settle the division of assets in situations such as divorce

Cash Out Refinance

Cash-out refinancing allows you to leverage your hard-earned equity to save for college, renovate your home, pay down debt, and even plan for retirement. Contact us to learn more about options such as lowering your monthly payments and shortening your overall loan term.

Additionally, Delayed Financing is a special type of cash-out refinance designed for cash buyers. If you’ve purchased a property with cash and decide afterward that you’d like to recoup some of that investment, this option allows you to refinance and access up to 80% of your purchase price—as long as it’s done within six months of closing.

  • Cash-out up to 100% of loan to value

  • Delayed financing available—cash buyers can refinance up to 80% of the purchase price within 6 months

  • Provides the option to cash out for any reason including rebuilding

  • Use your equity to purchase a vacation home or investment property

  • The perfect option for debt consolidation or to settle the division of assets in situations such as divorce

VA Loan

VA home loans offer competitive interest rates and flexible terms, making them an attractive choice for those looking to purchase a variety of properties, including single-family homes, condominiums, multi-unit properties, manufactured houses, and new constructions. With its accessibility and benefits, a VA loan serves as a valuable resource for those who have served our country.

  • 0% Down Payment

  • Lower Interest Rates

  • Flexible Credit Guidelines

  • Closing Cost Limits

  • No Private Mortgage Insurance

VA Loan

VA home loans offer competitive interest rates and flexible terms, making them an attractive choice for those looking to purchase a variety of properties, including single-family homes, condominiums, multi-unit properties, manufactured houses, and new constructions. With its accessibility and benefits, a VA loan serves as a valuable resource for those who have served our country.

  • 0% Down Payment

  • Lower Interest Rates

  • Flexible Credit Guidelines

  • Closing Cost Limits

  • No Private Mortgage Insurance