Find Your Next Loan With Scott Sofield – Sword Mortgage

As a loan originator with Sword Mortgage, I have access to a wide range of competitive mortgage solutions to fit your unique needs. From Conventional, FHA, VA, and USDA loans to Jumbo and first-time homebuyer programs, I’ll help you find the best option for your situation.

Jumbo Loans

If you’re buying in a high-cost area or investing in luxury real estate, a Jumbo Loan may be the right fit. These loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac, and they’re designed for borrowers with strong credit and solid income history.

  • Higher loan limits for more expensive properties
  • Competitive interest rates for qualified borrowers
  • No private mortgage insurance (PMI) with larger down payments

Jumbo Loans

If you’re buying in a high-cost area or investing in luxury real estate, a Jumbo Loan may be the right fit. These loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac, and they’re designed for borrowers with strong credit and solid income history.

  • Higher loan limits for more expensive properties

  • Competitive interest rates for qualified borrowers

  • No private mortgage insurance (PMI) with larger down payments

Conventional Loan

We offer a smart and affordable way to finance your home. A Conventional Loan is ideal for buyers with solid credit who want flexible loan options and competitive rates. Whether you’re purchasing a primary, secondary, or investment property, this loan offers stability and affordability.

  • As low as 3% down for first-time homebuyers
  • No upfront mortgage insurance, saving you money
  • Flexible loan terms from 10 to 30 years
FHA Loan Options for Homebuyers – Cathy Page, Broker at Sword Mortgage

FHA Loans

FHA loans are backed by the Federal Housing Administration and are especially helpful for buyers who may have limited savings or less-than-perfect credit. These loans open the door to homeownership for more families in Woodstock, Canton, and beyond.

  • Low down payment (as little as 3.5%)
  • More flexible credit requirements
  • Fixed-rate mortgage options

Conventional Loans

We offer a smart and affordable way to finance your home. A Conventional Loan is ideal for buyers with solid credit who want flexible loan options and competitive rates. Whether you’re purchasing a primary, secondary, or investment property, this loan offers stability and affordability.

  • As low as 3% down for first-time homebuyers

  • No upfront mortgage insurance, saving you money

  • Flexible loan terms from 10 to 30 years

FHA Loan Options for Homebuyers – Cathy Page, Broker at Sword Mortgage

FHA Loans

FHA loans are backed by the Federal Housing Administration and are especially helpful for buyers who may have limited savings or less-than-perfect credit. These loans open the door to homeownership for more families in Woodstock, Canton, and beyond.

  • Low down payment (as little as 3.5%)

  • More flexible credit requirements

  • Fixed-rate mortgage options